Credit Score
A credit score is a numerical measure of an individual's [...]
Debt Service Coverage Ratio (DSCR)
The Debt Service Coverage Ratio (DSCR) is a financial metric used by lenders to assess a borrower’s ability to repay debt, indicating their cash flow and debt servicing capacity.
Debt-to-Income Ratio (DTI)
The Debt Service Coverage Ratio (DSCR) is a financial metric used by lenders to assess a borrower’s ability to repay debt, indicating their cash flow and debt servicing capacity.
Down Payment
A down payment is the initial sum paid by a [...]
Escrow
Escrow is a financial arrangement involving a neutral third party [...]
Escrow Account
An escrow account, also known as an impound account, is [...]
FHA Loan
An FHA Loan is a mortgage insured by the Federal [...]
Fixed-Rate Mortgage
A fixed-rate mortgage offers a constant interest rate throughout the [...]
Homeowners Association (HOA)
A Homeowners Association (HOA) is an organization that manages a [...]
Interest Rate
An interest rate is the percentage charged by a lender [...]
