I have been a mortgage broker for 25+ years and can attest that Non Prime lenders are hit or miss. Nothing like conventional. I would like to say that Greenbox Loans has gone above and beyond to assist in closing loans. As with any lender, if the loan application was taken correctly and submitted promptly with necessary supporting documentation, it is underwritten in a timely manner, not having the realtors scurry to get extensions or the mortgage broker or lender driving the clients nuts for additional documentation. Many lenders will have issues in their processing/underwriting of loans, but typically will adapt and make the necessary corrections in their process to ensure any delays don’t happen again. This lender is one of those. They stepped up to the plate many times, and if there were issues, no matter who was at fault they rectified what was wrong and made the extra effort to close the loan. I cannot say that for many of the other Non Prime lenders we’ve used that have resurfaced since the crash of 07. Rates and closing costs are very competitive, combined with the excellent customer service we have witnessed on the wholesale side make Greenbox a winner in our industry.