This document outlines the privacy practices of Greenbox Loans, Inc., a California-based company, regarding the collection and use of your personal information.
Collection of Information
When you engage with Greenbox Loans, Inc. for services, inquiries, or access to your online account, you may provide various types of personal data, including but not limited to:
- Personal and company names
- NMLS identifier
- IP and contact details (phone number, email)
- Business-related information
- Website interaction specifics
- Location data
- Employment, financial, and educational details
- Identifying documents like driver’s licenses or passports
- Property information from public sources or appraisals
This information can be collected through various means such as online forms, email, telephone, or direct submissions. For loan applicants, additional personal details are gathered to assess creditworthiness and provide loan services.
Greenbox Loans, Inc. does not target or knowingly collect information from children under 13 or minors under the legal contracting age and does not sell minors’ personal data.
Use of Collected Information
The primary use of your information is to facilitate communication, understand your needs as a wholesale lender, provide access to services, assess loan applications, and offer personalized responses to your inquiries. By submitting your information, you consent to be contacted even if you are on any Do Not Call or similar list.
If you prefer not to receive marketing materials or wish to opt out of certain communications, you can do so during account registration or through subsequent updates.
Information Security
Greenbox Loans, Inc. implements security measures to protect your data, but no electronic transmission is entirely secure. Caution is advised when sending sensitive information electronically.
Third-Party Service Providers
Greenbox Loans, Inc. may share your information with service providers for necessary business functions, but these providers are not permitted to use your information for other purposes.
Legal Disclosures
Your personal information may be disclosed if required by law or legal processes.
Web Technologies and User Data
Cookies and other tracking technologies may be used to enhance your online experience and understand website usage. You can manage your cookie preferences through your browser settings.
Your Rights
You have the following rights regarding your personal information under applicable data protection laws:
- Access: You have the right to request a copy of the personal information we hold about you. This enables you to receive a copy of the data we hold about you and to check that we are lawfully processing it.
- Correction: You have the right to request that we correct any inaccuracies or incomplete data we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
- Deletion: You have the right to request the deletion of your personal information. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You can exercise this right at any time by clicking the “unsubscribe” link in any email communication we send to you or by emailing us at info@greenboxloans.com. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Social Media and External Links
Your interactions on social media platforms and third-party websites are subject to their own privacy policies. Greenbox Loans, Inc. is not responsible for the content or privacy practices of these external sites.
Updates to This Privacy Policy
This Privacy Policy may be updated, with the latest version accessible on our website. Continued use of the website after updates signifies acceptance of the new terms.
Contact and Consumer Rights
For inquiries or to exercise your rights regarding your personal information, contact details are provided. Greenbox Loans, Inc. respects your privacy rights and does not discriminate based on the exercise of these rights.
Privacy Policy Summary
This policy outlines the data handling practices of Greenbox Loans, Inc., a California-based company, having its office at 3250 Wilshire Blvd, Suite 1900, Los Angeles, CA 90010, regarding the personal information you provide.
Collection of Personal Information
Greenbox Loans, Inc. may collect personal information when you interact with us for services or inquiries, or to access your online account. This information can include:
- Personal and company names
- NMLS ID
- IP address
- Contact details like phone number and email address
- Business-related information
- Interaction details with Greenbox’s websites
- Location data
- Professional, employment, and financial details
- Additional information shared via phone, email, or letters
This information is collected through various methods, including online forms, emails, phone calls, and website interactions.
For borrowers or prospective borrowers, additional personal information may be collected through loan applications, including contact details, credit information, financial, employment and education details, tax information, identification documents, and property information.
Greenbox Loans, Inc. does not intentionally collect information from children under 13 years old or those below the legal age for contracting.
How Personal Information is Used
Your information is primarily used for communication, understanding your needs, loan application reviews, and providing requested services. By submitting your information, you agree to be contacted by Greenbox, regardless of your status on any Do Not Call or similar lists. You can opt out of receiving information about Greenbox’s products and services at any time.
Information Security
Greenbox implements security measures to protect your information but advises against sending sensitive data via email due to the inherent risks of electronic communication.
Third-Party Service Providers
Greenbox may share your information with service providers for specific aspects of the loan process and other services. These providers are restricted from using your information for purposes other than those assigned by Greenbox.
Legal Disclosures
Greenbox may disclose your personal information as required by law, including to government agencies and legal bodies.
Web Technologies
Greenbox uses cookies and other technologies to enhance your website experience and collect usage data. You can control your cookie preferences through your browser settings.
Your Rights
You have the following rights regarding your personal information under applicable data protection laws:
- Access: You have the right to request a copy of the personal information we hold about you. This enables you to receive a copy of the data we hold about you and to check that we are lawfully processing it.
- Correction: You have the right to request that we correct any inaccuracies or incomplete data we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
- Deletion: You have the right to request the deletion of your personal information. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You can exercise this right at any time by clicking the “unsubscribe” link in any email communication we send to you or by emailing us at info@greenboxloans.com. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Social Media and External Links
Greenbox’s presence on social media and third-party links is governed by their respective privacy policies. Greenbox is not responsible for the privacy practices of these external sites.
Updates to This Privacy Policy
Greenbox reserves the right to modify this policy at any time. Continued use of the website after such changes constitutes your acceptance of the new terms.
Rights Regarding Personal Information
You have the right to request details about how Greenbox collects, uses, and discloses personal information. Greenbox does not sell personal information and discloses it only for business purposes.
Non-Discrimination
Greenbox adheres to non-discrimination practices regarding your privacy rights.
Agreement
By using the Greenbox website, you agree to the terms of this Privacy Policy.
Contact Information
For further inquiries about Greenbox’s privacy practices, contact details are provided:
Greenbox Loans, Inc.
3250 Wilshire Blvd, Suite 1900
Los Angeles, CA 90010
Toll-Free: (800) 919-1086
Phone: (213) 235-4220
Email: info@greenboxloans.com
