Our 3 Month Bank Statement Loan Program is designed for self-employed individuals who may not have traditional income documentation but can demonstrate their ability to repay through bank statements. This program offers a practical solution for qualifying for a loan based on your business’s cash flow as shown in your most recent bank statements.

Key Features

  • Minimal Documentation Required

  • Short-Term Rental Eligible

  • 660 Minimum FICO Score

  • Maximum Loan Amount of $2.5 Million

Why choose our 3 Month Bank Statement program?

  • Streamlined Application Process

  • Tailored for Self-Employed Professionals

  • Expert Financial Support

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Created: 10-31-2024
Updated: 10-31-2024
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PLEASE NOTE: We regularly update our program information to ensure accuracy. However, program details may change rapidly. For the most current and precise information, please contact us using the form on this page, via our Contact Us page, or by phone at (800) 919-1086

Program details

To apply for our 3 Month Bank Statement Loan Program or to learn more about how this can assist in achieving your financial goals, please contact our loan specialists. We are here to guide you through the application process and help you secure the financing you need.

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Program details

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  • Use just three months of bank statements to qualify for a loan, bypassing the need for more extensive financial documentation.

  • Obtain financing up to 85% of your property’s value, providing significant leverage for your purchases or refinances.

  • Qualify with a FICO score as low as 660, accommodating a wider range of credit histories.

  • Access up to $2.5 million in financing, allowing for substantial real estate investments or high-value property transactions.

    Program Benefits

  • By using a concise set of bank statements, we simplify the application process, making it quicker and more accessible.

  • Specifically designed to meet the unique financial situations of self-employed individuals, enabling you to leverage your business’s cash flow for loan approval.

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3 Month Bank Statement Program FAQ

What is the 3 Month Bank Statement Loan Program?

Our 3 Month Bank Statement Loan Program is designed for self-employed individuals who want to use their bank statements instead of traditional income documentation to qualify for a loan. This program allows you to demonstrate your ability to repay based on the cash flow shown in your most recent three months of bank statements.

To qualify, you need to provide three months of bank statements, have a minimum FICO score of 660, and the property you are financing must not exceed an 85% Loan-to-Value (LTV) ratio. The maximum loan amount available under this program is $2.5 million.

Yes, the 3 Month Bank Statement Loan Program can be used for purchasing new properties or refinancing existing ones, as long as the loan requirements are met, including the maximum LTV ratio.

 

This program is suitable for financing various types of properties, including single-family homes, condominiums, and multi-unit properties. Please contact our specialists for specific eligibility criteria regarding property types.

 

To start the application process, you’ll need to submit your last three months’ bank statements along with other necessary documentation. Our loan specialists will review your financial information and guide you through the steps required to complete your loan application.

 

 

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Write to us, we will contact you within 30 minutes.

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