Our ITIN 90% LTV program is designed to offer financing flexibility for undocumented borrowers who may not have traditional documentation. This program allows borrowers to secure financing with minimal down payment, making homeownership accessible to a wider range of clients.

Program features

  • No Visa Required

  • Erroneous Socials Accepted

  • DACA & C08 Eligible

Why choose our ITIN 90% LTV program?

  • 90% LTV

  • Flexible Documentation Requirements

  • Wide Eligibility Range

INFO-SHEET-COMING-SOON

File size: 1.40 MB
Created: 10-31-2024
Updated: 10-31-2024
Hits: 144

Download Preview

Struggling with a loan scenario? Push the button and get a solution in 30 minutes!

PLEASE NOTE: We regularly update our program information to ensure accuracy. However, program details may change rapidly. For the most current and precise information, please contact us using the form on this page, via our Contact Us page, or by phone at (800) 919-1086

Program details

Write to us, we will contact you within 30 minutes.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Program details

hero program details.fw

  • Borrowers do not need to provide a valid visa to qualify.

  • Applicants with incorrect or non-matching Social Security numbers are eligible.

  • Borrowers under Deferred Action for Childhood Arrivals (DACA) and C08 visa classifications are welcome to apply.

  • Finance up to 91.5% of the property’s value, reducing the upfront cost for the borrower.

  • Designed to accommodate non-traditional documentation.

  • Supports a variety of borrower situations, including those without a visa or with erroneous socials.

Artwork 02

ITIN 90% LTV FAQ

Do I need a valid visa to apply for the ITIN 90% LTV loan?

No, a valid visa is not required to qualify for this program. We accept borrowers without a visa, making the loan accessible to a broader range of applicants.

Yes, borrowers with erroneous or non-matching Social Security numbers are eligible to apply. We understand that documentation may not always be perfect, and we work with you to provide financing options.

Yes, this program is open to DACA (Deferred Action for Childhood Arrivals) recipients, as well as individuals with C08 visa status, offering flexible financing solutions for a wide range of applicants.

The ITIN 90% LTV loan allows you to finance up to 90% of the property’s value, minimizing your required down payment and helping you access homeownership with less upfront cost.

The documentation requirements for the ITIN 90% LTV loan are flexible, designed to accommodate non-traditional borrowers. While we may not require visas or accurate Social Security numbers, other documentation, such as ITIN (Individual Taxpayer Identification Number), will be necessary.

 

Ready to get started?

Write to us, we will contact you within 30 minutes.

More Non-QM Programs

Non-QM

  • Artwork 06 scaled

    P&L Only Program

    Non-QM

    Simplify Your Loan Process with Just Your P&L Statements

    • NO Bank Statements
    • NO CPA Attestation to filed borrower’s taxes
    • CPA/EA/CTEC
  • Artwork 06 scaled

    No Ratio DSCR <.75

    Non-QM

    Flexible Financing for Low DSCR and Short-Term Rental Properties

    • Down to 10% DSCR
    • 75% LTV Max
    • Short Term Rental OK
  • Artwork 06 scaled

    3 Month Bank Statement

    Non-QM

    Streamlined Credit for Self-Employed with Minimal Documentation

    • 85% LTV MAX
    • 660 min fico
    • 2.5M MAX LAMT