Explore Our Non-QM Loan Programs

Discover Greenbox Loans’ diverse range of non-QM loan programs, meticulously designed to meet various borrower needs. Our offerings are frequently updated to reflect the latest in lending standards and market conditions, ensuring accuracy and relevance. Whether you’re looking for loans that accommodate unique income situations or more flexible qualification criteria, our innovative solutions are tailored to facilitate your financial goals. Stay connected for the most current options and enhancements in our non-QM loan portfolio.

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    P&L Only Program

    Simplify Your Loan Process with Just Your P&L Statements

    • NO Bank Statements
    • NO CPA Attestation to filed borrower’s taxes
    • CPA/EA/CTEC
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    ITIN 90% LTV

    Get 90% LTV with Flexible ITIN Financing

    • NO Visa Needed
    • Erroneous Socials OK
    • DACA and C08 Eligible
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    No Ratio DSCR <.75

    Flexible Financing for Low DSCR and Short-Term Rental Properties

    • Down to 10% DSCR
    • 75% LTV Max
    • Short Term Rental OK
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    3 Month Bank Statement

    Streamlined Credit for Self-Employed with Minimal Documentation

    • 85% LTV MAX
    • 660 min fico
    • 2.5M MAX LAMT
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    2-8 Unit Mixed Use DSCR Program

    Strategic Loan Solutions for Multi-Unit Mixed-Use Investments

    • Unleased unites qualify off market rent
    • 65% LTV
    • 700 min fico

     

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    2-10 Units All Res DSCR Loan Program

    Optimize Multi-Unit Financing with Market Rent Potential

    • Unleased unites qualify off market rent
    • MAX 75% LTV
    • 680 min fico

     

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    FD/BS HELOCs Program

    Flexible Home Equity Solutions to Match Your Financial Needs

    •  FD 95% MAX CLTV
    •  BS 85% MAX CLTV
    • 660 min FICO
    • 650K MAX LAMT
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    WVOE Only Program

    Simplify Your Mortgage Process with Minimal Documentation Requirements

    • NO PAY STUVS
    • NO TAX RETURNS
    • 680 min FICO
    • 75% MAX LTV
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    ITIN DSCR

    Investment Opportunities Simplified for Non-Residents with ITIN

    • 70% MAX LTV
    • NO FICO
    • NO VISA

We regularly update our program information to ensure accuracy. However, program details may change rapidly. For the most current and precise information, please contact us directly.

EXPERIENCE THE GREENBOX DIFFERENCE

Tailored Loan Solutions Delivered with Speed and Precision

Discover how our customized loan programs, expert team, and swift processes come together to meet your financial needs efficiently.

FAST TURNAROUND TIME

Experience fast turnaround times with our streamlined loan process, designed for your convenience.
FLEXIBLE LOAN PROGRAMS
Greenbox offers flexible loan programs designed to meet the unique financial needs of borrowers, providing tailored solutions beyond traditional lending options.
HIGH PERFORMANCE OPS TEAM
Our Special Ops team is dedicated to delivering fast, customized loan solutions with precision and expertise, ensuring your financial goals are met with efficiency and care.